About Us

Retire with Peace of Mind

Introduction to ACBS:

What Makes ACBS Special:

At ACBS Insurance Services, we are a nationally recognized independent insurance agency dedicated to providing unbiased assistance and support to seniors and their families in selecting Medicare insurance plan options that best suits their needs and budget.

Our mission is to bring peace of mind to those entering retirement by simplifying the complex and often confusing process of securing quality, affordable healthcare. We understand that the array of healthcare options available through Medicare can be overwhelming, and the importance of adhering to specific timeframes and enrollment windows to retain crucial benefits cannot be overstated.

Seeing a gap in the insurance industry, ACBS Insurance Services was founded to

offer a higher standard of service. As an independent agency representing a wide

range of Medicare insurance plan options across the United States, we provide

impartial guidance to help our clients choose the most appropriate coverage tailored to their unique situations. Through education, professional qualifications, and market analysis, we ensure our clients are well-informed and confident in their healthcare decisions.

Our independence means our loyalty lies solely with our clients, not any insurance

company. Our goal is to empower individuals with the knowledge they need to make the best healthcare choices. We serve as a dedicated point of contact and advocate, guiding our clients through every step of the enrollment process and continually reassessing their coverage to adapt to changing needs, ensuring they always have the best possible insurance fit.

Our Staff

Lawrence Adkins CEO of ACBS, LLC

Bio

Larry Adkins is the CEO of ACBS, LLC, a Medicare and health insurance agency with multiple locations. Since taking the helm in May 2023, Larry has led the acquisition of several agencies, driving the company’s growth.

Previously, Larry was the Director of Mergers and Acquisitions at Smart Choice Partners, LLC, where he played a key role in building the company from the ground up, completing 25 acquisitions in three years and contributing to $6.2 million in revenue. Before that, he founded Ample Insurance, LLC, expanding it to six locations and over $5.6 million in revenue through 23 acquisitions.

Larry’s career began at Mutual of New York as a Financial Services Representative, where he quickly rose to become the top Financial Advisor. He has held leadership roles at MetLife as Regional Vice President, AXA as the President of the North America Division and has extensive experience managing teams and driving significant revenue growth, While keeping the customer at the heart of everything he does.

Larry holds various insurance and financial licenses, as well as a Chartered Financial Consultant designation. Outside of work, he enjoys golf, exercise, fishing, the outdoors, and travel. A devoted father of two daughters.

Elvis Rivera CFO & Treasurer

Bio

Has over 35 years of diversified accounting and financial experience across the managerial, operational,
and overall business development activities in comprehensive, billion-dollar accounting/investment
disciplines, coupled with my formal education, has provided me with highly effective skills in this field.
Strong analytical/financial skills, competence in problem-solving, and the ability to accurately plan,
coordinate, and direct financial/accounting for optimum effectiveness, highlight his professional qualities.

Prior to moving from New York City to Florida in 2001, he held key accounting/financial positions at major
fortune 500 companies such as Met Life with total assets of $535.0 billion, New York Life with total assets
of $198.0 billion and Axa Group a Worldwide Company with total assets of $638.0 billion. During his
career there are three accomplishments that he is most proud of, including helping New York Life to stay
as a mutual company instead of going public back in 1998, the implementation of a $25.0 million project
PeopleSoft Enterprise Accounting Solution Worldwide for AXA Group and the starting up the financial
team for AXA Re Life the first life reinsurance company for AXA Group in the USA. From 2001, he has
held key position at various Florida companies such as the Controller Insurance Division and Chief
Accounting Officer at AequiCap Financial Group, Inc., and Vice President Corporate Controller and SVP &
Chief Financial Officer at Patriot National, Inc., a publicly traded company.

Founder of ER Financial Services Group, Inc., created in 2009, to assist small businesses with their
accounting and bookkeeping needs in the state of Florida.
Currently Chief Financial Officer and Treasurer of Atlantic Coast Brokerage Services, LLC.
In addition, to the above accomplishments he is a 1 st Degree Black Belt/Jr. Instructor in Japanese Goju
Ryu Karate and I has appeared on Good Morning America with Grand Master Aaron Banks Promoter and
10 th Degree Black Belt/Grand Master.

Mark Mousseau Vice President

Bio

Mark is a seasoned financial executive with a strong track record in corporate development, financial analysis, and asset management bringing over 25 years of experience across various sectors, including finance, investments, and healthcare.

Currently serving as VP of Corporate Development at Atlantic Coast Brokerage Services, Mark helps Medicare insurance agency owners develop succession plans and exit strategies to effectively monetize their businesses and ensure a seamless continuation plan for their customers. Mark is responsible for sourcing, negotiating, and executing strategic acquisitions to help grow and expand ACBS insurance services.Prior to ACBS, Mark was responsible for the management of over $16 billion of consumer loan portfolios at Goal Solutions and Boston Portfolio Advisors working with capital markets clients, investors, lenders, and Fintech providers. A data-driven executive, Mark oversaw financial analysis, reporting, and operations including the development of an innovative AI model that predicted consumer loan borrower behavior.

Working with various investment banking units, Mark was part of a team that structured and issued over $1 billion of student loan asset-backed securities at MEFA. Early in his career, Mark worked as a research analyst at Thomson Financial (now Thomson Reuters) providing stock market commentary and analysis to Bloomberg, CNBC, CNNfn, Investors Business Daily, and the Wall Street Journal.

Outside of the office, you can find Mark on a golf course, a boat, or a hockey rink, or spending time with his wife and 3 daughters.

Our Mission

"Honesty & Service Is Our Best Policy"

ACBS Insurance Services is a local agency in Boca Raton, Florida, specializing in Retirement Planning. We are an excellent source of information on Medicare Supplements, Medicare and Medicaid Advantage Plans, Prescription Drug Plans, Long Term Care, Life Insurance and Tax Deferred No Risk Annuities.