About Us

Retire with Peace of Mind

Discover ACBS, a premier company dedicated to providing top-tier services in insurance and comprehensive wealth planning for individuals and businesses alike. 

With a rich tapestry of expertise woven into our core, we specialize in delivering unmatched precision and customization in each facet of our offerings. Our commitment to excellence resonates in our tailored approach, ensuring that every client receives personalized solutions that align with their unique needs and aspirations. When it comes to safeguarding your assets through robust insurance coverage, ACBS stands as your reliable partner. Our seasoned team of professionals blends deep industry knowledge with innovative strategies, empowering you to make informed decisions and secure a prosperous future. 

At ACBS, our mission transcends mere service provision; it encompasses a steadfast dedication to elevating standards and redefining excellence in the realms of insurance, title services, and wealth planning.

Our Staff

Lawrence Adkins CEO of ACBS, LLC

Current Position:
CEO of ACBS, LLC (May 2023 to present): Larry is currently leading
ACBS, LLC, a Medicare and Health insurance agency with multiple
locations, including the address 601 N. Federal Highway, Suite 110, Boca
Raton, FL, United States. ACBS, LLC has acquired multiple agencies
under his leadership.

Previous Positions:

Director of Mergers and Acquisitions, Smart Choice Partners, LLC

  • (Jan 2019 – May 2023): Larry played a key role in starting Smart Choice
    Partners, LLC, from scratch. During his tenure, he successfully
    completed 25 acquisitions in three years, contributing to the company’s
    growth to $6.2 million in revenue.
  • CEO of Ample Insurance, LLC (Nov 2014 – May 2022): Larry founded
    Ample Insurance, LLC, and over the course of 6 years and 5 months, he
    expanded the firm to six locations, achieving over $5.6 million in
    revenue. During this time, he completed 23 acquisitions.
  • Metlife Regional Vice President (Sep 2007 – Jul 2013): Larry held a
    significant leadership role, overseeing over 2,000 sales associates and
    managing an annual revenue of $200,000,000 in the Southeastern U.S.
  • Managing Director (Sep 1999 – Sep 2007): Larry managed a team of
    120 Financial Service Advisors in Central Florida, generating over
    $10,000,000 in annual revenues.
  • Financial Advisor, Mutual of New York (1992 – Sep 1999): Larry
    began his career as a Financial Services Representative, eventually
    becoming the top Financial Advisor and leading a sales team of 15
    advisors. He was recognized as Rookie of the Year in 1993.

Licenses and Designations:

  • Florida Insurance licenses 215, 220
  • FINRA licenses 6, 63, 51, 65, 7, and 24
  • Florida licensed Real Estate Agent
  • Charter Financial Consultant designation from the American College

Personal Information:
Larry Adkins has two daughters.

  • His interests include golf, exercise, fishing, the outdoors, travel, and continuous learning.
  • Larry is passionate about self-improvement and believes in the motto:  “If you can dream it, you can do it!”

Elvis Rivera CFO & Treasurer

Has over 35 years of diversified accounting and financial experience across the managerial, operational,
and overall business development activities in comprehensive, billion-dollar accounting/investment
disciplines, coupled with my formal education, has provided me with highly effective skills in this field.
Strong analytical/financial skills, competence in problem-solving, and the ability to accurately plan,
coordinate, and direct financial/accounting for optimum effectiveness, highlight his professional qualities.

Prior to moving from New York City to Florida in 2001, he held key accounting/financial positions at major
fortune 500 companies such as Met Life with total assets of $535.0 billion, New York Life with total assets
of $198.0 billion and Axa Group a Worldwide Company with total assets of $638.0 billion. During his
career there are three accomplishments that he is most proud of, including helping New York Life to stay
as a mutual company instead of going public back in 1998, the implementation of a $25.0 million project
PeopleSoft Enterprise Accounting Solution Worldwide for AXA Group and the starting up the financial
team for AXA Re Life the first life reinsurance company for AXA Group in the USA. From 2001, he has
held key position at various Florida companies such as the Controller Insurance Division and Chief
Accounting Officer at AequiCap Financial Group, Inc., and Vice President Corporate Controller and SVP &
Chief Financial Officer at Patriot National, Inc., a publicly traded company.

Founder of ER Financial Services Group, Inc., created in 2009, to assist small businesses with their
accounting and bookkeeping needs in the state of Florida.
Currently Chief Financial Officer and Treasurer of Atlantic Coast Brokerage Services, LLC.
In addition, to the above accomplishments he is a 1 st Degree Black Belt/Jr. Instructor in Japanese Goju
Ryu Karate and I has appeared on Good Morning America with Grand Master Aaron Banks Promoter and
10 th Degree Black Belt/Grand Master.

Testimonials From Clients

 David Meyers
David Meyers

Boca Raton FL

Extremely knowledgeable and professional. Larry has been helping me with all my health and life insurance needs for over 25 years. He is extremely knowledgeable and professional.

Diane Waden

Orlando FL

Always puts the needs of his clients first. ACBS always puts the needs of its clients first and has always been to get the insurance we need for the price.

Essie Kronstat

Boca Raton FL

ACBS was Helpful and handled my financial situation perfectly, finding me the perfect insurance and annuity products to suit my needs.

Our Mission

"Honesty & Service Is Our Best Policy"

ACBS Insurance Services is a local agency in Boca Raton, Florida, specializing in Retirement Planning. We are an excellent source of information on Medicare Supplements, Medicare and Medicaid Advantage Plans, Prescription Drug Plans, Long Term Care, Life Insurance and Tax Deferred No Risk Annuities.