About Us

Retire with Peace of Mind

At ACBS Insurance Services, we are a nationally recognized independent insurance agency dedicated to providing unbiased assistance and support to seniors and their families in selecting Medicare insurance plan options that best suits their needs and budget.
Our mission is to bring peace of mind to those entering retirement by simplifying the complex and often confusing process of securing quality, affordable healthcare. We understand that the array of healthcare options available through Medicare can be overwhelming, and the importance of adhering to specific timeframes and enrollment windows to retain crucial benefits cannot be overstated.
Seeing a gap in the insurance industry, ACBS Insurance Services was founded to
offer a higher standard of service. As an independent agency representing a wide
range of Medicare insurance plan options across the United States, we provide
impartial guidance to help our clients choose the most appropriate coverage tailored to their unique situations. Through education, professional qualifications, and market analysis, we ensure our clients are well-informed and confident in their healthcare decisions.
Our independence means our loyalty lies solely with our clients, not any insurance
company. Our goal is to empower individuals with the knowledge they need to make the best healthcare choices. We serve as a dedicated point of contact and advocate, guiding our clients through every step of the enrollment process and continually reassessing their coverage to adapt to changing needs, ensuring they always have the best possible insurance fit.

Our Staff

Lawrence Adkins CEO of ACBS, LLC

Current Position:
CEO of ACBS, LLC (May 2023 to present): Larry is currently leading
ACBS, LLC, a Medicare and Health insurance agency with multiple
locations, including the address 601 N. Federal Highway, Suite 110, Boca
Raton, FL, United States. ACBS, LLC has acquired multiple agencies
under his leadership.

Previous Positions:

Director of Mergers and Acquisitions, Smart Choice Partners, LLC

  • (Jan 2019 – May 2023): Larry played a key role in starting Smart Choice
    Partners, LLC, from scratch. During his tenure, he successfully
    completed 25 acquisitions in three years, contributing to the company’s
    growth to $6.2 million in revenue.
  • CEO of Ample Insurance, LLC (Nov 2014 – May 2022): Larry founded
    Ample Insurance, LLC, and over the course of 6 years and 5 months, he
    expanded the firm to six locations, achieving over $5.6 million in
    revenue. During this time, he completed 23 acquisitions.
  • Metlife Regional Vice President (Sep 2007 – Jul 2013): Larry held a
    significant leadership role, overseeing over 2,000 sales associates and
    managing an annual revenue of $200,000,000 in the Southeastern U.S.
  • Managing Director (Sep 1999 – Sep 2007): Larry managed a team of
    120 Financial Service Advisors in Central Florida, generating over
    $10,000,000 in annual revenues.
  • Financial Advisor, Mutual of New York (1992 – Sep 1999): Larry
    began his career as a Financial Services Representative, eventually
    becoming the top Financial Advisor and leading a sales team of 15
    advisors. He was recognized as Rookie of the Year in 1993.

Licenses and Designations:

  • Florida Insurance licenses 215, 220
  • FINRA licenses 6, 63, 51, 65, 7, and 24
  • Florida licensed Real Estate Agent
  • Charter Financial Consultant designation from the American College

Personal Information:
Larry Adkins has two daughters.

  • His interests include golf, exercise, fishing, the outdoors, travel, and continuous learning.
  • Larry is passionate about self-improvement and believes in the motto:  “If you can dream it, you can do it!”

Elvis Rivera CFO & Treasurer

Has over 35 years of diversified accounting and financial experience across the managerial, operational,
and overall business development activities in comprehensive, billion-dollar accounting/investment
disciplines, coupled with my formal education, has provided me with highly effective skills in this field.
Strong analytical/financial skills, competence in problem-solving, and the ability to accurately plan,
coordinate, and direct financial/accounting for optimum effectiveness, highlight his professional qualities.

Prior to moving from New York City to Florida in 2001, he held key accounting/financial positions at major
fortune 500 companies such as Met Life with total assets of $535.0 billion, New York Life with total assets
of $198.0 billion and Axa Group a Worldwide Company with total assets of $638.0 billion. During his
career there are three accomplishments that he is most proud of, including helping New York Life to stay
as a mutual company instead of going public back in 1998, the implementation of a $25.0 million project
PeopleSoft Enterprise Accounting Solution Worldwide for AXA Group and the starting up the financial
team for AXA Re Life the first life reinsurance company for AXA Group in the USA. From 2001, he has
held key position at various Florida companies such as the Controller Insurance Division and Chief
Accounting Officer at AequiCap Financial Group, Inc., and Vice President Corporate Controller and SVP &
Chief Financial Officer at Patriot National, Inc., a publicly traded company.

Founder of ER Financial Services Group, Inc., created in 2009, to assist small businesses with their
accounting and bookkeeping needs in the state of Florida.
Currently Chief Financial Officer and Treasurer of Atlantic Coast Brokerage Services, LLC.
In addition, to the above accomplishments he is a 1 st Degree Black Belt/Jr. Instructor in Japanese Goju
Ryu Karate and I has appeared on Good Morning America with Grand Master Aaron Banks Promoter and
10 th Degree Black Belt/Grand Master.

Our Mission

"Honesty & Service Is Our Best Policy"

ACBS Insurance Services is a local agency in Boca Raton, Florida, specializing in Retirement Planning. We are an excellent source of information on Medicare Supplements, Medicare and Medicaid Advantage Plans, Prescription Drug Plans, Long Term Care, Life Insurance and Tax Deferred No Risk Annuities.